Tag: life insurance policies
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Can you get a life insurance policy on your boyfriend?
Important things to know… To buy life insurance on anyone other than yourself, you must show an “insurable interest” There are eight relationship instances that meet insurable interest clause requirements Unmarried partners must be able to prove that …
→ Read MoreCan you 1035 an annuity to a life insurance policy?
Important things to know… IRS Section 1035 Exchange allows tax-free transfers of money from one financial instrument to another Care must be taken to be sure that all proper features are followed so unintentional taxes are not triggered by a careless …
→ Read MoreCan you cash in your whole life insurance policy?
Important things to know… If you have had your whole life insurance policy long enough to have accrued cash value, yes, you can cash it in. But, it might be wiser to borrow against it instead or look into other options. Cashing it in means you are ca …
→ Read MoreCan you have life insurance with two companies?
Important things to know… There is no requirement to meet all your insurance needs through one company Life insurance is based on a concept called “insurable need” As long as the total of your life insurance policies is supported by the v …
→ Read MoreCan a term life insurance policy be converted to whole life?
Important things to know… There are specifics that you need to understand about term life insurance There are different kinds of term insurance that you should know about Term life insurance can be sold as convertible and non-convertible It is wise t …
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