Finding the best life insurance policy can be an overwhelming process — there are tons of options. Then the life insurance application questions can seem endless and invasive. If you’re unsure...
If you’re married or have children, purchasing life insurance is one of the most important decisions you can make. An unexpected death could leave your family with limited income and a growing stack...
If you’re married or have children, buying life insurance is one of the most important decisions you can make. Unfortunately, that’s a fact that many discover after it’s too late. There’s a go...
PostA 529 Plan is a savings plan for college sponsored by the states and educational institutions in America. The plan is named after Section 529 of the IRS code, and it allows individuals to set aside fu...
PostAn attending physician’s statemtent is a request sent by an insurance company for more detailed medical information about an applicant who is applying for insurance. The request can come from ei...
PostDog life insurance is not the same as life insurance that a human would carry. Human life insurance is typically purchased to replace the primary earners income in case of early death. Most dogs do no...
PostIf you owe back child support there are several remedies that can be used against you for the purposes of collecting the money. If an ex-spouse sues you for back child support, the most common method ...
PostIt is possible to get life insurance when you are pregnant, but it would be wise to think about applying before conceiving or at least during your first trimester. Being pregnant is not a stopper nece...
PostTypically, a life insurance policy can be pledged as collateral for a loan. You must be the owner of the life policy. You can use cash value life insurance and sometimes even term insurance as collate...
PostHigh blood pressure, or hypertension as the condition is known in medical circles, will not usually stop a person from being covered with life insurance. There are many factors that go into life insur...
PostA life insurance contract is a one-way contract, or unilateral, meaning that only one party may cancel it. The policy owner has the legal right to cancel the policy at any time, but the life insurance...
PostWill a Life Insurance Company Cover Me if I Have Had a Heart Attack? It is more probably than most people think that they can get life insurance coverage if they have some manner of heart attack, by-p...
When you are in the market for insurance products but already have a medical condition, a pit of dread overtakes you. In particular, life insurance brings upon so much fear that you may be compelled ...
Businesses often purchase life insurance on the lives of their owners, officers or key employees. Understanding how an S corporation, a popular form of business incorporation, can use life insurance t...
The Internal Revenue Service loves numbers. U.S. Tax Codes are all numerically identified. So, it is no surprise that when you talk about any kinds of financial products, there is a number attached to...
If you are smoking, it is going to impact your insurance rates, whether you are using e cigarettes or the original tobacco and nicotine cigarettes. Honestly, insurance companies group all smoking into...
One of the big benefits of life insurance is that the proceeds are paid to the beneficiaries without incurring Federal income tax. Many people assume that this means there are no tax consequences what...
Life insurance and health insurance are two very different products that are meant to serve very different purposes. If you are ready to plan for the future and protect your assets, chances are you ha...
The 401k plan has become synonymous with saving for retirement. There are, however, other options that you can consider, either instead of or in addition to contributing to a 401k. One of these option...
Life insurance policies and Roth IRA’s may both be important financial planning tools that should be in your financial portfolio, but they are two very different types of financial vehicles that...
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