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Can the beneficiary of a life insurance policy be contested?
Important things to know… A will can be contested, under very specific and clear legal circumstances A will can’t be challenged just because someone feels treated unfairly, but special circumstances will be examined and considered by the courts …
→ Read MoreCan I get a life insurance policy on my parents?
Important things to know… Yes, you can buy a life insurance policy on your parents. You can buy a life insurance policy on anyone in whom you have an ‘insurable interest.’ You cannot buy life insurance on someone without their consent. Pe …
→ Read MoreCan a wife buy life insurance on her husband?
Important things to know… Insurance, as a whole, is used to cover many kinds of risk. Life insurance is used to cover the financial risk, to a family or business, of losing a key player. If loss of your spouse will cause a financial loss to your fami …
→ Read MoreAre dividends on life insurance policies taxable?
Important things to know… The IRS does not require you to pay taxes on dividends from life insurance as long as they do not exceed the premiums paid on the policy. The insurance company that provides your life insurance pays policyholders dividends f …
→ Read MoreCan an ex-spouse collect on my life insurance?
Important things to know… If your life insurance policy is not addressed in your divorce decree your ex-spouse may be able to collect the benefits if they were the original beneficiary. Ownership of the policy usually determines who can change the be …
→ Read MoreCan you sell your life insurance policy?
Important things to know… You can sell another person or company your life insurance policy. You will receive more than the amount of the cash value, but less than the amount of the death benefit if you sell your policy. It’s important to under …
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