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What is a rider on a life insurance policy?
Here's what you need to know… Riders provide extra benefits, but they are not free. Premiums will increase as they are added to a basic contract. Not every company will offer the same types of riders. You will have to search for the companies th …
→ Read MoreIs employer provided life insurance taxable?
Here's what you need to know… Employer-sponsored life insurance is offered as a benefit through a private or public company and is also known as group life insurance Group life insurance premiums are either partially paid for by the company or p …
→ Read MoreIs a life insurance policy considered an asset?
There are several different scenarios where your assets can have an affect on the type of assistance that you qualify for or how much your estate will be taxed during the probate process. Since your net worth can have a huge impact on your access to th …
→ Read MoreDoes life insurance test for HIV?
When applying for life insurance, you may be required to complete a medical exam where your height, weight, vitals and blood will be checked. These medical tests are administered for the purpose of underwriting and play a major role in calculating the …
→ Read MoreWhat is non-forfeiture option in life insurance?
When you purchase life insurance, selecting a plan that is customized just to suit your need involves much more than deciding on a policy type or a death benefit amount. If you really want a custom plan that provides you with all of the security that y …
→ Read MoreWhen is life insurance awareness month?
LIAM, or Life Insurance Awareness Month, is in August every year. The insurance industry started the event as a way to improve people’s awareness of the importance of life insurance in 2003. The big problem right now is that too many people are skippin …
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