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Do I need to get a life insurance physical?
When applying for life insurance with a traditional insurer offering standard rates, chances are the company will require a life insurance physical or medical examination. The entire purpose of the physical exam is to show the insurer that you are in g …
→ Read MoreWhat is net cash value of life insurance?
A permanent life insurance policy, which may also be referred to in the industry as a cash value policy, is much more complex than the stand term insurance plan. Instead of offering a fixed death benefit for a specific period of time, a permanent life …
→ Read MoreWhich is better? Life Insurance vs Annuity
Life insurance and annuities are both useful financial tools for planning for the future. It is important to have a basic understanding of each before determining which will work out best for your specific needs. If you are in the market for a policy, …
→ Read MoreWhat are some alternatives to life insurance?
Not everyone qualifies for standard life insurance policies or wants to set aside the time to apply for a term or permanent life insurance plan. If you have a pre-existing medical condition, your age makes you ineligible for coverage, or you do not wan …
→ Read MoreLife Insurance Medical Exam Tips Uncovered
When someone applies for a standard life insurance policy, they must pass a medical exam proving that they are in good health, and therefore, a “good” risk. While there are other types of policies that people who are not in good health can apply for, t …
→ Read MoreWhere can I find life insurance for diabetics?
Having diabetes is no walk in the park. Anything dealing with it may seem to creep into every area of your life. Life insurance is one product that is probably on your radar. You never know how fast or if you will become medically fragile from diabetes …
→ Read MoreFREE Life Insurance Comparison
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