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Can I get life insurance if I’ve had a heart attack?
Important things to know… People who have a heart condition due current disease or surgery, can qualify for life insurance coverage in many cases The outcome of a heart patient being accepted for life insurance depends on the overall health of the in …
→ Read MoreCan you cash in your term life insurance?
Important things to know… Term life insurance allows an individual to purchase a maximum amount of coverage when a family budget is tight Term life insurance does not have a cash value available so it cannot be cashed in for an amount of money Term i …
→ Read MoreCan you get a life insurance policy on your boyfriend?
Important things to know… To buy life insurance on anyone other than yourself, you must show an “insurable interest” There are eight relationship instances that meet insurable interest clause requirements Unmarried partners must be able to prove that …
→ Read MoreCan you 1035 an annuity to a life insurance policy?
Important things to know… IRS Section 1035 Exchange allows tax-free transfers of money from one financial instrument to another Care must be taken to be sure that all proper features are followed so unintentional taxes are not triggered by a careless …
→ Read MoreCan a power of attorney change a beneficiary on a life insurance policy?
Important things to know… Power of attorney’s rights and privileges should be clearly spelled out in the legal documents One instance where full power of attorney rights cannot change a beneficiary Stricter state power of attorney laws, trying …
→ Read MoreCan you cash in your whole life insurance policy?
Important things to know… If you have had your whole life insurance policy long enough to have accrued cash value, yes, you can cash it in. But, it might be wiser to borrow against it instead or look into other options. Cashing it in means you are ca …
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