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Can you have life insurance with two companies?
Important things to know… There is no requirement to meet all your insurance needs through one company Life insurance is based on a concept called “insurable need” As long as the total of your life insurance policies is supported by the v …
→ Read MoreCan a term life insurance policy be converted to whole life?
Important things to know… There are specifics that you need to understand about term life insurance There are different kinds of term insurance that you should know about Term life insurance can be sold as convertible and non-convertible It is wise t …
→ Read MoreCan you be denied a life insurance policy for smoking pot?
Important things to know… The landscape is changing when it comes to life insurance and marijuana smoking Marijuana smoking has definite effects on us, both mentally and physically Most people who smoke pot can still get some form of life insurance R …
→ Read MoreCan I be denied life insurance?
Important things to know… There are many reasons why you could be denied life insurance coverage There is an underwriting process that determines your eligibility for life insurance coverage Medical risk, occupational risk, and moral risk are all fac …
→ Read MoreAre life insurance premiums tax deductible if self-employed?
Important things to know… There are just a handful of rules governing the taxation of life insurance premiums, and while there are some fine distinctions, the same basics apply in most states The self-employed may deduct some life insurance premiums, …
→ Read MoreCan I get a life insurance policy on my child’s father?
Important things to know… If you depend on your child’s father for all or part of your livelihood, you probably qualify to own an insurance policy on his life. That said, you can open a life insurance policy on a person over the age of 16 only …
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