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Exclusive: Why You Should Buy Life Insurance (Comparisons & More)

Important Things to Know… Life insurance protects your family by paying your final expenses and outstanding debts. Term life insurance provides coverage for a limited time. Whole life insurance provides permanent coverage as long as you live. Final e …

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Saving for College: 529 vs. Life Insurance

Important things to know… The 529 plan for saving for college is a time-tested method of accumulation and is available in all states. The money in a 529 is not deductible, but the earnings are not taxed as the money accumulates The investments that a …

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Can I get a life insurance policy on my grandmother?

Important things to know… You must have an insurable interest in your grandmother to get a standard life insurance policy on her Depending on her age and health, you may get a burial policy on your grandmother You cannot profit from a life insurance …

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Attending Physician Statement for Life Insurance Policies

Important things to know… The attending physician’s statement or APS is a vital document for the underwriting process to function In times past, the APS took a very long time to receive and process due to the nature of delivery systems, in gene …

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Can I buy life insurance on my dog?

Important things to know… Life insurance for dogs is not the same as life insurance for humans Typically, life insurance benefits for a dog’s life is only available as an add-on to dog health insurance coverage Dog life insurance is usually off …

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Can child support take my life insurance money?

Important things to know… Government agencies have wide authority as far as the collection of delinquent child support payments As a rule in most states, death proceeds from life insurance are exempt from the claims of creditors Creditors are able to …

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