Tag: life insurance facts

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Saving for College: 529 vs. Life Insurance

Important things to know… The 529 plan for saving for college is a time-tested method of accumulation and is available in all states. The money in a 529 is not deductible, but the earnings are not taxed as the money accumulates The investments that a …

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Can I get a life insurance policy on my grandmother?

Important things to know… You must have an insurable interest in your grandmother to get a standard life insurance policy on her Depending on her age and health, you may get a burial policy on your grandmother You cannot profit from a life insurance …

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Attending Physician Statement for Life Insurance Policies

Important things to know… The attending physician’s statement or APS is a vital document for the underwriting process to function In times past, the APS took a very long time to receive and process due to the nature of delivery systems, in gene …

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Beneficiary Rules for a Life Insurance Policy

Important things to know… A beneficiary of a life insurance policy is an individual or entity who receives the death benefit with the insured dies There are different designations of beneficiaries that need to be explained and understood by the insur …

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Can I buy life insurance on my dog?

Important things to know… Life insurance for dogs is not the same as life insurance for humans Typically, life insurance benefits for a dog’s life is only available as an add-on to dog health insurance coverage Dog life insurance is usually off …

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