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What are common life insurance riders?
Buying life insurance can be a daunting task. First you need to decide how much insurance you need. After you have crunched the numbers, you must move on to deciding which type of insurance is going to satisfy your immediate and future needs. Finally, …
→ Read MoreWhat is S corp life insurance?
Businesses often purchase life insurance on the lives of their owners, officers or key employees. Understanding how an S corporation, a popular form of business incorporation, can use life insurance to protect itself is important if you are considering …
→ Read MoreWhat is a life insurance 7702 plan?
The Internal Revenue Service loves numbers. U.S. Tax Codes are all numerically identified. So, it is no surprise that when you talk about any kinds of financial products, there is a number attached to it. For instance, you may have a 401(k) for your re …
→ Read MoreWhat is a life insurance beneficiary trust?
When you purchase life insurance the death benefit that is paid out to your beneficiaries is remitted tax free. That is one of the major benefits to the surviving family, friends, or dependents. Furthermore, you may be wondering how the death benefit p …
→ Read MoreDo e-cigarettes have an impact on life insurance?
If you are smoking, it is going to impact your insurance rates, whether you are using e cigarettes or the original tobacco and nicotine cigarettes. Honestly, insurance companies group all smoking into the same basket. Sure, you may have prevented expos …
→ Read MoreLearning About Life Insurance as an Investment
Are you one of many wondering, “how is life insurance an investment?” A majority of policyholders who have set aside a budget to buy life insurance buy the product as a form of protection. While buying life insurance for protection serves a purpose for …
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