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Beneficiary Rules for a Life Insurance Policy
Important things to know… A beneficiary of a life insurance policy is an individual or entity who receives the death benefit with the insured dies There are different designations of beneficiaries that need to be explained and understood by the insur …
→ Read MoreCan I buy life insurance on my dog?
Important things to know… Life insurance for dogs is not the same as life insurance for humans Typically, life insurance benefits for a dog’s life is only available as an add-on to dog health insurance coverage Dog life insurance is usually off …
→ Read MoreCan child support take my life insurance money?
Important things to know… Government agencies have wide authority as far as the collection of delinquent child support payments As a rule in most states, death proceeds from life insurance are exempt from the claims of creditors Creditors are able to …
→ Read MoreCan I get life insurance when pregnant?
Important things to know… It is possible to apply for and be covered by life insurance while you are pregnant Different life insurance companies have different underwriting standards and some may be more liberal with pregnancies than others Hiring a …
→ Read MoreCan a life insurance policy be used as collateral for a loan?
Important things to know… Most whole life and term insurance policies can be used to secure loans. It is critical to follow all the steps and guidelines required by the insurance company and the lender or the loan may be voided. There is one other wa …
→ Read MoreCan I get a life insurance policy with high blood pressure?
Important things to know… If you have high blood pressure or hypertension, you can get covered with life insurance Hypertension affects many of our organs in a negative manner if allowed to linger untreated for a longer period High blood pressure has …
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