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Life Insurance Blackout Period
Important things to know… The “Blackout Period” refers to the years between the time when a family with children loses one of the parents to death, and there is a time of no Social Security Benefits from when the youngest reaches age 18 a …
→ Read MoreCan I have life insurance on my ex-husband?
Important things to know… You can have life insurance on your ex-husband if it is stipulated in the divorce decree that he must carry it You must have an insurable interest in your ex-husband to have life insurance on him He must be aware that you ha …
→ Read MoreIs a life insurance policy public record?
Important things to know… The “Public Record” is considered to be general information that will bring harm to an individual beyond that which he or she has already caused themselves Sensitive information such as medical history, financial …
→ Read MoreLife Insurance BMI Requirements
Important things to know… BMI stands for Body Mass Index, and it is a measurement of the amount of fat in your body in relation to your height People who are overweight and obese, have a much better chance of coming down with the dread diseases of he …
→ Read MoreCan I get a life insurance policy on my grandmother?
Important things to know… You must have an insurable interest in your grandmother to get a standard life insurance policy on her Depending on her age and health, you may get a burial policy on your grandmother You cannot profit from a life insurance …
→ Read MoreAttending Physician Statement for Life Insurance Policies
Important things to know… The attending physician’s statement or APS is a vital document for the underwriting process to function In times past, the APS took a very long time to receive and process due to the nature of delivery systems, in gene …
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