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The life insurance blackout period is referring to the Social Security blackout period. This is the period when a widow with children will cease to receive any Social Security benefits until she reaches the age of 60 if she remains unmarried when she can receive a widow’s benefit at her age of 60. When a […]
It is possible to have life insurance on your ex-husband, especially if you have children together. The main question the insurance company will need answered, is whether or not you have an insurable interest in your ex-husband. In other words, is he worth more to you alive than dead? Learn more about life insurance below […]
We often hear about information that is in the “public record.” What exactly is meant by the public record? A public record is that information that is kept by a state, a municipality, or the Federal Government about people and property. The general public is allowed to search and retrieve certain things, and there are […]
BMI stands for Body Mass Index. It is a measurement of the fat in your body that relate to height and weight which applies to most adult people age 20 and over. BMI should not be used for diagnostic purposes but is an indicator of the amount of body fat an individual about the height […]
If you have an insurable interest in your grandmother, you may be able to get a life insurance policy on her. An insurable interest means that you are dependent on her financially. In other words, if she were to die, it would cause the beneficiary of the policy financial hardship. If you are living with […]
An attending physician’s statemtent is a request sent by an insurance company for more detailed medical information about an applicant who is applying for insurance. The request can come from either life or a health insurance company, but we will deal with the life insurance aspect here. Medical science is very detailed, and sometimes the […]
The beneficiary of a life insurance policy is the party or parties that are named by the policy owner as the recipient of the death benefit of the policy when the insured dies. There can be more than one beneficiary on a life insurance policy. The policy proceeds pass to the named beneficiary directly without […]
Dog life insurance is not the same as life insurance that a human would carry. Human life insurance is typically purchased to replace the primary earners income in case of early death. Most dogs do not earn an income, so the insurance would be almost like property insurance. You would be insuring the replacement value […]
If you owe back child support there are several remedies that can be used against you for the purposes of collecting the money. If an ex-spouse sues you for back child support, the most common method of collection is to garnish your wages. Under normal circumstances, if you are current on your child support payments […]
It is possible to get life insurance when you are pregnant, but it would be wise to think about applying before conceiving or at least during your first trimester. Being pregnant is not a stopper necessarily from obtaining life insurance. It is just that pregnancy can make some pretty drastic changes to your body that […]