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Important things to know… There are plenty of competitive websites that offer quotes for term life insurance for seniors It is a good idea to work with an experienced life insurance broker so that the best in sourcing companies and in planning can be …→ Read More
Important things to know… Term life insurance allows an individual to purchase a maximum amount of coverage when a family budget is tight Term life insurance does not have a cash value available so it cannot be cashed in for an amount of money Term i …→ Read More
Important things to know… IRS Section 1035 Exchange allows tax-free transfers of money from one financial instrument to another Care must be taken to be sure that all proper features are followed so unintentional taxes are not triggered by a careless …→ Read More
Important things to know… Power of attorney’s rights and privileges should be clearly spelled out in the legal documents One instance where full power of attorney rights cannot change a beneficiary Stricter state power of attorney laws, trying …→ Read More
Important things to know… If you have had your whole life insurance policy long enough to have accrued cash value, yes, you can cash it in. But, it might be wiser to borrow against it instead or look into other options. Cashing it in means you are ca …→ Read More