PostCan I be denied life insurance?
There Are a Myriad of Reasons Why You Can Be Denied Life Insurance To purchase life insurance, you must qualify on several different fronts. You will be examined, scrutinized, interviewed and document...
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PostCan you get life insurance if you are a felon?
Generally speaking, people with a felony on record have a harder time getting life insurance than those who do not. Individual insurance companies evaluate candidates criminal based on their own crite...
PostAre life insurance companies FDIC insured?
It has become so common to see FDIC signs in every banking institution that it is often assumed anyone dealing with your money is insured. The fact is FDIC does not insure all types of monetary transa...
PostCan an illegal immigrant buy life insurance?
Life Insurance Companies Use Actuarial Science To Determine Acceptable Risks Life insurance underwriting uses actuarial science to determine what people make good risks and who may not be such a good ...
PostCan a cancer patient buy life insurance?
It is true that cancer can be a serious and life-changing event for many people, and if you have cancer it can mean a change in your insurability as far as purchasing life insurance. When it comes to ...
PostCan you borrow money from your life insurance policy?
Life Insurance 101 Many people have no idea how life insurance actually works. So, let’s first go over that, because you need to understand that before you can understand how borrowing against a...
PostCan the beneficiary of a life insurance policy be contested?
How Do I Determine If It’s Worth It To Contest A Will? If your lawsuit does not meet certain requirements, it might be better to deal with the dispute outside the courts. A will may be contested...
PostCan a wife buy life insurance on her husband?
This question often comes up right after the death of a loved one. Sudden or otherwise, an influential person’s passing can impact not just an immediate family, but an extended family as well. A...
PostAre dividends on life insurance policies taxable?
If you plan on pursuing a life insurance policy that pays dividends, here are a few things that you need regarding paying taxes on the dividends and the types of policies available to you. Learn more ...
PostCan an ex-spouse collect on my life insurance?
When couples go through a divorce, there are a lot of details that have to be addressed, so sometimes there are items that are completely forgotten. Changing the beneficiary on a life insurance policy...
PostCan you sell your life insurance policy?
Many people buy life insurance when they are young so that their families will be protected if they die prematurely. When they get older, they may not need the coverage anymore, but they don’t want ...
PostCan anyone take out a life insurance policy on someone else?
It is not legal for just anyone to take out a life insurance policy on someone else. In order to take out a life insurance policy, a person must have an insurable interest in the individual they wish ...
PostAre life insurance premiums tax deductible?
If you pay premiums for personal life insurance, this amount cannot be deducted on your personal income taxes. However, if you are a business owner and provide group-term life coverage to your employe...
How does a life insurance company make money?
It’s only natural to wonder how a life insurance provider that offers its clients hundreds of thousands of dollars in coverage could profit by charging their clients $20 or less each month. At f...
How do I find affordable life insurance for seniors?
Life insurance isn’t only for the middle-aged married couple who owns a home and has children. While couples who fit into this category typically realize they have a need for the protection that...
Can I get affordable life insurance without a medical exam?
To some consumers, the idea of taking a medical exam to qualify for insurance is terrifying. Whether you’re scared of needles or you feel like the exam itself is an invasion of your privacy, the...
What is a life insurance dividend?
There are life insurance companies that are owned by policyholders and then there are companies that are owned by stockholders. If you’re in the process of shopping for life insurance, it’...
Does a life insurance company check medical records?
Life insurance is a popular form of financial protection that more than 85% of Americans believe they need. While a majority of Americans understand how important of a financial tool life insurance is...
How do I find affordable life insurance for diabetics?
It’s always important to do your research when you’re shopping for life insurance, but research is even more crucial when you have diabetes. If you’ve been diagnosed with either Type...
What are mortality charges in life insurance?
Have you ever wondered just how life insurance premiums are calculated? As a consumer who’s in search for the most affordable premiums, it might appear as though very little thought is put into ...
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