PostThe beneficiary of a life insurance policy is the party or parties that are named by the policy owner as the recipient of the death benefit of the policy when the insured dies. There can be more than ...
There is no requirement to meet all your insurance needs through one company. An application for insurance will always ask which other companies you are currently insured with. On a second or third ap...
PostDog life insurance is not the same as life insurance that a human would carry. Human life insurance is typically purchased to replace the primary earners income in case of early death. Most dogs do no...
PostIf you owe back child support there are several remedies that can be used against you for the purposes of collecting the money. If an ex-spouse sues you for back child support, the most common method ...
PostIt is possible to get life insurance when you are pregnant, but it would be wise to think about applying before conceiving or at least during your first trimester. Being pregnant is not a stopper nece...
PostTerm life insurance is coverage that is designed to last only for a period of time and then it will expire. Usually, it is sold for 10, 15, 20, or 30 years. It is less expensive than permanent life in...
PostTypically, a life insurance policy can be pledged as collateral for a loan. You must be the owner of the life policy. You can use cash value life insurance and sometimes even term insurance as collate...
PostHigh blood pressure, or hypertension as the condition is known in medical circles, will not usually stop a person from being covered with life insurance. There are many factors that go into life insur...
PostWhat Is Multiple Sclerosis? Multiple Sclerosis is a condition where the body’s immune system turns against itself and affects the central nervous system. The myelin or the fatty sheath that insu...
PostSometimes it can get confusing when it comes to all of the details that are involved in obtaining a mortgage. Yes, it is required in most cases to have insurance when applying for a mortgage, but it i...
PostDepression is a medical condition where a person feels sad, defeated, inept and feels unable to do anything about it. The individual can feel helpless, overwhelmed and totally out of control as far as...
PostA life insurance contract is a one-way contract, or unilateral, meaning that only one party may cancel it. The policy owner has the legal right to cancel the policy at any time, but the life insurance...
PostDUI and the Ramifications If you are arrested for a DUI, whether guilty or not, you will experience consequences that reach far into the future. For a first time conviction, the punishment is far less...
PostWill a Life Insurance Company Cover Me if I Have Had a Heart Attack? It is more probably than most people think that they can get life insurance coverage if they have some manner of heart attack, by-p...
PostTerm life insurance is a uniquely special form of life insurance that provides death protection for a specified period. It is pure protection and will pay off if the insured dies at any time during th...
PostLife Insurance and Annuities Life insurance policies and annuities are both financial products that accomplish specific things. Both are financial instruments that can only be issued and maintained by...
Protecting your assets with the right documents will help guarantee that your rightful beneficiaries will have money to live on when you die. People experience many changes during their lives, includi...
PostWhole Life and Cash Value Although there are different kinds of whole life, they all accrue a cash value. This makes them different from term insurance. The cash value of whole life is cash you can po...
PostTerm Life Term life insurance is a life insurance policy that is established to provide a death benefit to a named beneficiary for a set period of years. Usually, the death benefit remains the same fo...
PostWhat Does Marijuana Do To Our Bodies? Marijuana is a Schedule I controlled substance under the Food and Drug Administration guidelines which mean that it has a very high potential for illegal use and ...
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